The 5 Must-Have Documents You'll Need To Buy a Car In Ontario

In today's fast-paced world, owning a car is more than just a luxury; it's a necessity for many Ontarians. Whether you're a seasoned car enthusiast or a first-time buyer, embarking on the journey to purchase a vehicle can be a labyrinthine experience.

The bureaucratic maze of paperwork can leave even the most level-headed individuals scratching their heads.

Fear not, for we are here to guide you through the realm of documents needed to buy a car in Ontario. So fasten your seatbelts and let's dive into the essentials!

1. Driver's License

Before you embark on your quest to become a proud car owner, ensure you possess a valid driver's license. In Ontario, this little card serves as your golden ticket to the open road.

The Ministry of Transportation (MTO) requires a valid driver's license to register a vehicle in your name.

If you don't have a driver's license, don't fret! Just head down to your nearest DriveTest Centre and conquer the road to obtain one.

2. Vehicle Registration Permit

Next on our journey is the vehicle registration permit. This document is the proof of ownership that establishes your legal rights to the car.

Once you've successfully purchased your four-wheeled companion, you'll need to complete a vehicle registration application and present it to ServiceOntario.

They'll then issue you a vehicle registration permit, showcasing your name as the proud owner of the new machine.

3. Bill of Sale

Every successful car purchase needs a bill of sale, a binding contract between the buyer and the seller.

This document serves as a testament to the transaction and outlines crucial details such as the vehicle identification number (VIN), purchase price, date of sale, and the names of the buyer and seller.

Keep this precious piece of paper safe as it'll come in handy during the registration process.

Ontario Vehicle Bill of Sale

4. Safety Standards Certificate

Safety is paramount on Ontario's roads, and the province ensures all vehicles meet certain safety standards. To register your newly acquired car, you'll need a Safety Standards Certificate.

This certificate is issued by a licensed inspection station following a thorough examination of the vehicle's key safety components, including brakes, tires, lights, and emissions. Think of it as a clean bill of health for your car's roadworthiness.

If you want to skip this step altogether, you can simply buy a certified pre-owned vehicle from a dealership. Click here to learn more.

5. Proof of Insurance

Before you hit the road, you must have auto insurance in place. In Ontario, it's mandatory to carry minimum liability coverage.

When registering your vehicle, you'll need to present proof of insurance, such as an insurance policy or a temporary insurance slip.

Keep in mind that insurance rates can vary depending on factors like your driving record, vehicle type, and coverage options.

If you're ready for a car loan in Southern Ontario, we'd love to help! simply fill in the form below to get started.